Usually when people contact a consumer bankruptcy attorney their credit card balances are high. And yes, it can be tempting to use credit if you have decided to file bankruptcy. After all, you’re discharging the debt anyway so why not buy a few more things? Here is some advice – DO NOT DO THAT!
You are not allowed to accrue any debt unless you intend to pay it back. And yes, yes I can hear you thinking, “well, how are they gonna know whether I intended to pay the money back or not?” They (“they” = the Trustee and/or the aggreived creditor) will know. Assume they will know because they will. Even though you have convinced yourself that you should be entitled to rack up extra charges because the banks deserve it, please do not. Doing so will make your bankruptcy case so much more difficult and there is nothing that you can buy on a credit card that is worth jeopardizing your bankruptcy discharge.
When you have decided that bankruptcy may be an option for you and yet you can feel your hand move closer and closer to your credit card because you simply MUST HAVE that sweet new gold fidget spinner on Amazon, it’s time to talk to an experienced bankruptcy attorney.